Terms & Conditions

Welcome to our website.

The use of this website is subject to the following terms of use, which together with our privacy policy govern Personal Group’s relationship with you in relation to this website.

If you disagree with any part of these terms and conditions, please do not use our website.

This website is owned by Personal Group Benefits Limited and operated by Personal Management Solutions Limited, whose registered office is John Ormond House, 899 Silbury Boulevard, Central Milton Keynes, Buckinghamshire, MK9 3XL. Our company registration number is 3194988, registered in England and our VAT number is 694558479. The term ‘you’ refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

• The content of the pages of this website is for your general information and use only. It is subject to change without notice.
• This website uses cookies to monitor browsing preferences. See our Cookie Policy for more information.
• To provide statistics that allow us to improve our website we may store and process the following information: Your IP addresses (an IP address is a number that can uniquely identify a specific computer or other network device on the internet), Operating System e.g., Windows, Mac OS, etc., browser e.g. Chrome, IE, etc., screen resolution and language settings – these are provided by your browser automatically.
• Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
• Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
• This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
• All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
• Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence. From time to time, this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
• Your use of this website and any dispute arising out of such use of the website is subject to the laws of England and Wales.